To view the annual financial report submitted in European Single Electronic Format (ESEF), please select the link to the annual financial report that you wish to view (individual/consolidated) in the “Type” column. To download and save the xHTML files on the disk, please right-click on the link. In addition, you may download the consolidated ZIP from the “ZIP File” column. To access the full text of annual financial reports already submitted in PDF format, please select it in the “official registration number” column.

SANTANDER CONSUMER FINANCE, S.A.
Official Registration No.Financial Statements datePublication date (1)Auditor's nameTypeZIP file (2)Special report (3)Additional information (4)Auditor opinion (5)Emphasis of matter (5)Observations
20123 31/12/2023 18/03/2024 PRICEWATERHOUSECOOPERS AUDITORES, S.L. Individual /
Consolidated 		Yes Unqualified opinion /
Unqualified opinion 		- /
-
19701 31/12/2022 21/03/2023 PRICEWATERHOUSECOOPERS AUDITORES, S.L. Individual /
Consolidated 		Yes Unqualified opinion /
Unqualified opinion 		- /
-
19270 31/12/2021 10/03/2022 PRICEWATERHOUSECOOPERS AUDITORES, S.L. Individual /
Consolidated 		Yes Unqualified opinion /
Unqualified opinion 		- /
-
18815 31/12/2020 09/03/2021 PRICEWATERHOUSECOOPERS AUDITORES, S.L. Individual /
Consolidated 		Yes Unqualified opinion /
Unqualified opinion 		- /
-
18373 31/12/2019 11/03/2020 PRICEWATERHOUSECOOPERS AUDITORES, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
17901 31/12/2018 19/03/2019 PRICEWATERHOUSECOOPERS AUDITORES, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
17433 31/12/2017 13/04/2018 PRICEWATERHOUSECOOPERS AUDITORES, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
16876 31/12/2016 29/03/2017 PRICEWATERHOUSECOOPERS AUDITORES, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		Yes /
Yes
16309 31/12/2015 21/04/2016 DELOITTE, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
15992 31/12/2014 30/04/2015 DELOITTE, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
14969 31/12/2013 16/04/2014 DELOITTE, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
14216 31/12/2012 22/04/2013 DELOITTE, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
13410 31/12/2011 23/04/2012 DELOITTE, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
13258 31/12/2010 11/05/2011 DELOITTE, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
12444 31/12/2009 06/05/2010 DELOITTE, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
11131 31/12/2008 04/05/2009 DELOITTE, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
10453 31/12/2007 28/04/2008 DELOITTE, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
9980 31/12/2006 17/05/2007 DELOITTE, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
9602 31/12/2005 22/09/2006 DELOITTE, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
8622 31/12/2004 27/04/2005 DELOITTE, S.L. Individual /
Consolidated 		Exception by uniformity /
Exception by uniformity 		- /
-
8096 31/12/2003 16/04/2004 DELOITTE & TOUCHE ESPAÑA, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
7557 31/12/2002 07/03/2003 DELOITTE & TOUCHE ESPAÑA, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
7519 31/12/1999 25/09/2002 ARTHUR ANDERSEN AUDITORES, S.A. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
7188 31/12/2001 23/04/2002 ARTHUR ANDERSEN AUDITORES, S.A. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
6733 31/12/2000 23/04/2001 ARTHUR ANDERSEN AUDITORES, S.A. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
5797 31/12/1998 19/04/1999 ARTHUR ANDERSEN AUDITORES, S.A. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
5295 31/12/1997 09/03/1998 ARTHUR ANDERSEN AUDITORES, S.A. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
5227 31/12/1996 17/07/1997 ARTHUR ANDERSEN AUDITORES, S.A. Individual /
Consolidated 		Qualifications /
Qualifications 		- /
-
4776 31/12/1995 09/07/1996 ARTHUR ANDERSEN AUDITORES, S.A. Individual /
Consolidated 		Yes Qualifications /
Qualifications 		- /
-
3896 31/12/1994 16/03/1995 ARTHUR ANDERSEN AUDITORES, S.A. Individual Qualifications -
3372 31/12/1993 11/04/1994 ARTHUR ANDERSEN AUDITORES, S.A. Individual Yes - See
2872 31/12/1992 12/05/1993 ARTHUR ANDERSEN AUDITORES, S.A. Individual Unqualified opinion -
2100 31/12/1991 27/04/1992 ARTHUR ANDERSEN AUDITORES, S.A. Individual Unqualified opinion -
1415 31/12/1990 13/06/1991 ARTHUR ANDERSEN AUDITORES, S.A. Individual Unqualified opinion -
758 31/12/1989 29/06/1990 CONSULTAR AUDITORIA Individual -
190 31/12/1988 30/05/1989 CONSULTAR AUDITORIA Individual -
189 31/12/1987 30/05/1989 CONSULTAR AUDITORIA Individual -
188 31/12/1986 30/05/1989 CONSULTAR AUDITORIA Individual -
187 31/12/1985 30/05/1989 CONSULTAR AUDITORIA Individual -
(1) Date on which the issuer has submitted its annual financial report or, if applicable, date of the latest submission in replacement of the initial one.
(2) The xHTML file submitted by the issuer, together with the files related to the taxanomy can be download from this column. The CNMV does not provide a viewer for iXBRL files.
(3) Special audit report, in accordance with article 13 of O.M. del 18 de Enero de 1991. The special audit report, from January 01, 2021, is available in Chapter VI of the interim financial report for the first half of the year.
(4) Additional information disclosed by the issuer (at the request of the CNMV, certificates issued by the Secretary of the Board and other supplementary information, such as modified files, not restated, label amendments).
(5) For further details, from January 01, 2021 please check the audit report.

The English version of the annual accounts for those entities who are obliged to submit them in Spanish has been translated by the actual entity and should therefore not be considered, under any circumstances, as official. Although issuers should make every effort to maintain consistency with the Spanish version and fully translate all the documentation included in the original version, should the entity not sent all the information in English, we kindly advise you that the only official information and the one that thus prevails shall be the one in Spanish.