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      <DenominacionFondo>IM TERRASSA MBS 1</DenominacionFondo>
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      <FechaPeriodo>20161231</FechaPeriodo>
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        <Nombre></Nombre>
        <Email></Email>
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        <Cargo></Cargo>
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      <Modificaciones>Modificación S01: Reclasificación del Activo y Pasivo no corriente a Activo y Pasivo corriente. Modificación S04: Corrección por erróres de
procedimientos informaticos. Modificación S06:Actualización del nombre de la circular vigente.Modificación S03: Reclasificación [2320] Otros pagos de explotación a [2321] Otros cobros de explotación.</Modificaciones>
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      <E_2690>0</E_2690>
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      <E_0691>52427966.71</E_0691>
      <E_1668>1476</E_1668>
      <E_1691>103025478.08</E_1691>
      <E_2668>4762</E_2668>
      <E_2691>522067323.86</E_2691>
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      <E_2694>0</E_2694>
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      <E_2672>3</E_2672>
      <E_2695>52878.18</E_2695>
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      <E_0696>0</E_0696>
      <E_1673>0</E_1673>
      <E_1696>0</E_1696>
      <E_2673>0</E_2673>
      <E_2696>0</E_2696>
      <E_0674>1</E_0674>
      <E_0697>14258.41</E_0697>
      <E_1674>1</E_1674>
      <E_1697>42555.3</E_1697>
      <E_2674>2</E_2674>
      <E_2697>423984.98</E_2697>
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      <E_0698>0</E_0698>
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      <E_2699>0</E_2699>
      <E_0677>2</E_0677>
      <E_0700>90498.26</E_0700>
      <E_1677>2</E_1677>
      <E_1700>105341.93</E_1700>
      <E_2677>3</E_2677>
      <E_2700>515111.31</E_2700>
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      <E_1678>0</E_1678>
      <E_1701>0</E_1701>
      <E_2678>1</E_2678>
      <E_2701>5816.3</E_2701>
      <E_0679>1076</E_0679>
      <E_0702>52732767.86</E_0702>
      <E_1679>1480</E_1679>
      <E_1702>103380805.9</E_1702>
      <E_2679>4782</E_2679>
      <E_2702>524999994.73</E_2702>
      <E_0682>1076</E_0682>
      <E_0705>52732767.86</E_0705>
      <E_1682>1480</E_1682>
      <E_1705>103380805.9</E_1705>
      <E_2682>4782</E_2682>
      <E_2705>524999994.73</E_2705>
      <E_0710>4.63</E_0710>
      <E_1710>2.73</E_1710>
      <E_2710>4.82</E_2710>
      <E_0711>0</E_0711>
      <E_0712>-</E_0712>
      <E_1711>0</E_1711>
      <E_1712>-</E_1712>
      <E_2711>0</E_2711>
      <E_2712>-</E_2712>
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    <Obligaciones>
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      <DetalleImportePendiente>
        <Serie>ES0347855001</Serie>
        <Denominacion>A</Denominacion>
        <E_0720>4934</E_0720>
        <E_0721>10162.89</E_0721>
        <E_0722>50143699.26</E_0722>
        <E_1720>4934</E_1720>
        <E_1721>18219.03</E_1721>
        <E_1722>89892694.02</E_1722>
        <E_2720>4934</E_2720>
        <E_2721>100000</E_2721>
        <E_2722>493400000</E_2722>
      </DetalleImportePendiente>
      <DetalleImportePendiente>
        <Serie>ES0347855019</Serie>
        <Denominacion>B</Denominacion>
        <E_0720>242</E_0720>
        <E_0721>31495.66</E_0721>
        <E_0722>7621949.72</E_0722>
        <E_1720>242</E_1720>
        <E_1721>100000</E_1721>
        <E_1722>24200000</E_1722>
        <E_2720>242</E_2720>
        <E_2721>100000</E_2721>
        <E_2722>24200000</E_2722>
      </DetalleImportePendiente>
      <DetalleImportePendiente>
        <Serie>ES0347855027</Serie>
        <Denominacion>C</Denominacion>
        <E_0720>74</E_0720>
        <E_0721>31347.62</E_0721>
        <E_0722>2319723.88</E_0722>
        <E_1720>74</E_1720>
        <E_1721>100000</E_1721>
        <E_1722>7400000</E_1722>
        <E_2720>74</E_2720>
        <E_2721>100000</E_2721>
        <E_2722>7400000</E_2722>
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      <E_0723>5250</E_0723>
      <E_0724>60085372.86</E_0724>
      <E_1723>5250</E_1723>
      <E_1724>121492694.02</E_1724>
      <E_2723>5250</E_2723>
      <E_2724>525000000</E_2724>
      <DetalleInteres>
        <Serie>ES0347855001</Serie>
        <Denominacion>A</Denominacion>
        <E_0730>NS</E_0730>
        <E_0731>Euribor a 3 Meses</E_0731>
        <E_0732>0.18</E_0732>
        <E_0733>0</E_0733>
        <E_0734>0</E_0734>
        <E_0735>0</E_0735>
        <E_0742>S</E_0742>
        <E_0736>50143699.26</E_0736>
        <E_0737>0</E_0737>
        <E_0738>50143699.26</E_0738>
      </DetalleInteres>
      <DetalleInteres>
        <Serie>ES0347855019</Serie>
        <Denominacion>B</Denominacion>
        <E_0730>S</E_0730>
        <E_0731>Euribor a 3 Meses</E_0731>
        <E_0732>0.35</E_0732>
        <E_0733>0.04</E_0733>
        <E_0734>533.12</E_0734>
        <E_0735>0</E_0735>
        <E_0742>S</E_0742>
        <E_0736>7621949.72</E_0736>
        <E_0737>0</E_0737>
        <E_0738>7622482.84</E_0738>
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      <DetalleInteres>
        <Serie>ES0347855027</Serie>
        <Denominacion>C</Denominacion>
        <E_0730>S</E_0730>
        <E_0731>Euribor a 3 Meses</E_0731>
        <E_0732>0.6</E_0732>
        <E_0733>0.29</E_0733>
        <E_0734>1257.32</E_0734>
        <E_0735>0</E_0735>
        <E_0742>S</E_0742>
        <E_0736>2319723.88</E_0736>
        <E_0737>0</E_0737>
        <E_0738>2320981.2</E_0738>
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      <E_0740>1790.44</E_0740>
      <E_0741>0</E_0741>
      <E_0743>60085372.86</E_0743>
      <E_0744>0</E_0744>
      <E_0745>60087163.3</E_0745>
      <E_0747>0.02</E_0747>
      <E_0748>0.19</E_0748>
      <E_0749>3.32</E_0749>
      <DetalleAmortizacion>
        <Serie>ES0347855001</Serie>
        <Denominacion>A</Denominacion>
        <E_0750>10719509.72</E_0750>
        <E_0751>443256300.74</E_0751>
        <E_0752>0</E_0752>
        <E_0753>58504214.24</E_0753>
        <E_1750>0</E_1750>
        <E_1751>403507305.98</E_1751>
        <E_1752>0</E_1752>
        <E_1753>58467653.3</E_1753>
      </DetalleAmortizacion>
      <DetalleAmortizacion>
        <Serie>ES0347855019</Serie>
        <Denominacion>B</Denominacion>
        <E_0750>0</E_0750>
        <E_0751>16578050.28</E_0751>
        <E_0752>1009.14</E_0752>
        <E_0753>4556915.66</E_0753>
        <E_1750>0</E_1750>
        <E_1751>0</E_1751>
        <E_1752>0</E_1752>
        <E_1753>4530934.54</E_1753>
      </DetalleAmortizacion>
      <DetalleAmortizacion>
        <Serie>ES0347855027</Serie>
        <Denominacion>C</Denominacion>
        <E_0750>0</E_0750>
        <E_0751>5080276.12</E_0751>
        <E_0752>1757.5</E_0752>
        <E_0753>1576530.78</E_0753>
        <E_1750>0</E_1750>
        <E_1751>0</E_1751>
        <E_1752>0</E_1752>
        <E_1753>1559184.44</E_1753>
      </DetalleAmortizacion>
      <E_0754>10719509.72</E_0754>
      <E_0755>464914627.14</E_0755>
      <E_0756>2766.64</E_0756>
      <E_0757>64637660.68</E_0757>
      <E_1754>0</E_1754>
      <E_1755>403507305.98</E_1755>
      <E_1756>0</E_1756>
      <E_1757>64557772.28</E_1757>
      <DetalleCalificacionCrediticia>
        <Serie>ES0347855001</Serie>
        <Denominacion>A</Denominacion>
        <E_0760>20140505</E_0760>
        <E_0761>FCH</E_0761>
        <E_0762>BBB (sf)</E_0762>
        <E_0763>BBB (sf)</E_0763>
        <E_0764>AAA</E_0764>
      </DetalleCalificacionCrediticia>
      <DetalleCalificacionCrediticia>
        <Serie>ES0347855019</Serie>
        <Denominacion>B</Denominacion>
        <E_0760>20140505</E_0760>
        <E_0761>FCH</E_0761>
        <E_0762>CCC (sf)</E_0762>
        <E_0763>CCC (sf)</E_0763>
        <E_0764>A</E_0764>
      </DetalleCalificacionCrediticia>
      <DetalleCalificacionCrediticia>
        <Serie>ES0347855027</Serie>
        <Denominacion>C</Denominacion>
        <E_0760>20140505</E_0760>
        <E_0761>FCH</E_0761>
        <E_0762>CC (sf)</E_0762>
        <E_0763>CC (sf)</E_0763>
        <E_0764>BBB+</E_0764>
      </DetalleCalificacionCrediticia>
      <E_0765>0</E_0765>
      <E_1765>0</E_1765>
      <E_2765>0</E_2765>
      <E_0766>0</E_0766>
      <E_1766>0</E_1766>
      <E_2766>0</E_2766>
      <E_0767>0</E_0767>
      <E_1767>0</E_1767>
      <E_2767>0</E_2767>
      <E_0768>0</E_0768>
      <E_1768>0</E_1768>
      <E_2768>0</E_2768>
      <E_0769>0</E_0769>
      <E_1769>0</E_1769>
      <E_2769>0</E_2769>
      <E_0770>0</E_0770>
      <E_1770>0</E_1770>
      <E_2770>0</E_2770>
      <E_0771>60085372.86</E_0771>
      <E_1771>121492694.02</E_1771>
      <E_2771>525000000</E_2771>
      <E_0772>60085372.86</E_0772>
      <E_1772>121492694.02</E_1772>
      <E_2772>525000000</E_2772>
      <E_0773>32.58</E_0773>
      <E_1773>33.59</E_1773>
      <E_2773>43.03</E_2773>
    </Obligaciones>
    <OtraInformacionFondo>
      <E_0775>3412500</E_0775>
      <E_1775>6562500</E_1775>
      <E_2775>6562000</E_2775>
      <E_0776>3412500</E_0776>
      <E_1776>6562500</E_1776>
      <E_2776>6562000</E_2776>
      <E_0777>5.68</E_0777>
      <E_1777>5.4</E_1777>
      <E_2777>1.25</E_2777>
      <E_0778>IM TERRASSA MBS 1</E_0778>
      <E_1778>IM TERRASSA MBS 1</E_1778>
      <E_2778>IM TERRASSA MBS 1</E_2778>
      <E_1779>0</E_1779>
      <E_1780>0</E_1780>
      <E_1781>0</E_1781>
      <E_1782>0</E_1782>
      <E_1783>0</E_1783>
      <E_1784>0</E_1784>
      <E_1785>0</E_1785>
      <E_1786>0</E_1786>
      <E_1787>0</E_1787>
      <E_1788>0</E_1788>
      <E_1789>0</E_1789>
      <E_1790>0</E_1790>
      <E_0791>S</E_0791>
      <E_1791>S</E_1791>
      <E_2791>S</E_2791>
      <E_0792>83.45</E_0792>
      <E_1792>73.98</E_1792>
      <E_2792>93.98</E_2792>
      <E_1793>0</E_1793>
      <E_1794>0</E_1794>
      <E_1795>0</E_1795>
      <E_1796>0</E_1796>
      <DetallePermuta>
        <Descripcion>SWAP</Descripcion>
        <E_0800>IXIS Corporate &amp; Investment Bank</E_0800>
        <E_0801>Trimestral</E_0801>
        <E_0804>0.405%</E_0804>
        <E_0805>56980272.08 €</E_0805>
        <E_0806>-393630.33</E_0806>
      </DetallePermuta>
      <E_0808>-393630.33</E_0808>
    </OtraInformacionFondo>
    <Cumplimiento>
      <E_7000>3</E_7000>
      <E_7002>0</E_7002>
      <E_7003>496000</E_7003>
      <E_7006>384000</E_7006>
      <E_7009>0.94</E_7009>
      <E_7012>0.37</E_7012>
      <E_7015>0.79</E_7015>
      <E_7004>0</E_7004>
      <E_7007>0</E_7007>
      <E_7010>0</E_7010>
      <E_7013>0</E_7013>
      <E_7016>0</E_7016>
      <E_7005>496000</E_7005>
      <E_7008>384000</E_7008>
      <E_7011>0.94</E_7011>
      <E_7014>0.37</E_7014>
      <E_7017>0.79</E_7017>
      <E_7018>-</E_7018>
      <E_7019>12</E_7019>
      <E_7020>0</E_7020>
      <E_7021>1410000</E_7021>
      <E_7024>1377000</E_7024>
      <E_7027>2.66</E_7027>
      <E_7030>1.33</E_7030>
      <E_7033>2.29</E_7033>
      <E_7022>0</E_7022>
      <E_7025>0</E_7025>
      <E_7028>0</E_7028>
      <E_7031>0</E_7031>
      <E_7034>0</E_7034>
      <E_7023>1410000</E_7023>
      <E_7026>1377000</E_7026>
      <E_7029>2.66</E_7029>
      <E_7032>1.33</E_7032>
      <E_7035>2.29</E_7035>
      <E_7036>-</E_7036>
      <E_0850_D>Dotación del Fondo de Reserva</E_0850_D>
      <E_0850>100</E_0850>
      <E_1850>100</E_1850>
      <E_2850>98.66</E_2850>
      <E_3850>Apartado 4.9.6 de la Nota de Valores</E_3850>
      <E_0851_D>* Que el SNP no fallidos sea igual o  mayor al 10% Saldo Inicial .</E_0851_D>
      <E_0851>9.82</E_0851>
      <E_1851>19.43</E_1851>
      <E_2851>11.46</E_2851>
      <E_3851>Apartado 4.9.6de la Nota de Valores</E_3851>
      <E_0852_D />
      <E_0852>0</E_0852>
      <E_1852>0</E_1852>
      <E_2852>0</E_2852>
      <E_3852>-</E_3852>
      <E_0853_D />
      <E_0853>0</E_0853>
      <E_1853>0</E_1853>
      <E_2853>0</E_2853>
      <E_3853>-</E_3853>
      <Trigger1>
        <Denominacion>B</Denominacion>
        <E_0854>9.2</E_0854>
        <E_0858>12.69</E_0858>
        <E_1858>12.69</E_1858>
        <E_2858>AMORTIZACIÓN DE LOS BONOS (Apartado 4.9.6 de la Nota de Valores : (Saldo nominal de la Serie B sobre Saldo Total de Bonos&gt;=9,2)</E_2858>
      </Trigger1>
      <Trigger1>
        <Denominacion>B</Denominacion>
        <E_0854>1.5</E_0854>
        <E_0858>0.81</E_0858>
        <E_1858>0.81</E_1858>
        <E_2858>AMORTIZACIÓN DE LOS BONOS (Apartado 4.9.6 de la Nota de Valores : (Saldo nominal pendiente de los Préstamos con Morosidad + 90 sobre saldo nominal pendiente no vencido de los Préstamos no Fallidos &lt;1,5)</E_2858>
      </Trigger1>
      <Trigger1>
        <Denominacion>B</Denominacion>
        <E_0854>0</E_0854>
        <E_0858>45827.54</E_0858>
        <E_1858>45827.54</E_1858>
        <E_2858>AMORTIZACIÓN DE LOS BONOS (Apartado 4.9.6 de la Nota de Valores : (Fondo de Reserva dotado en la anterior Fecha de Pago=0)</E_2858>
      </Trigger1>
      <Trigger1>
        <Denominacion>B</Denominacion>
        <E_0854>10</E_0854>
        <E_0858>11.46</E_0858>
        <E_1858>11.46</E_1858>
        <E_2858>AMORTIZACIÓN DE LOS BONOS (Apartado 4.9.6 de la Nota de Valores : (Saldo nominal pendiente de los Préstamos No Fallidos sobre saldo inicial de los Préstamos&gt;=10)</E_2858>
      </Trigger1>
      <Trigger1>
        <Denominacion>C</Denominacion>
        <E_0854>2.8</E_0854>
        <E_0858>3.86</E_0858>
        <E_1858>3.86</E_1858>
        <E_2858>AMORTIZACIÓN DE LOS BONOS (Apartado 4.9.6 de la Nota de Valores : (Saldo nominal de la Serie C sobre Saldo Total de Bonos&gt;=2,8)</E_2858>
      </Trigger1>
      <Trigger1>
        <Denominacion>C</Denominacion>
        <E_0854>1</E_0854>
        <E_0858>0.81</E_0858>
        <E_1858>0.81</E_1858>
        <E_2858>AMORTIZACIÓN DE LOS BONOS (Apartado 4.9.6 de la Nota de Valores : (Saldo nominal pendiente de los Préstamos con Morosidad + 90 sobre saldo nominal pendiente no vencido de los Préstamos no Fallidos &lt;1)</E_2858>
      </Trigger1>
      <Trigger1>
        <Denominacion>C</Denominacion>
        <E_0854>0</E_0854>
        <E_0858>45827.54</E_0858>
        <E_1858>45827.54</E_1858>
        <E_2858>AMORTIZACIÓN DE LOS BONOS (Apartado 4.9.6 de la Nota de Valores : (Fondo de Reserva dotado en la anterior Fecha de Pago=0)</E_2858>
      </Trigger1>
      <Trigger1>
        <Denominacion>C</Denominacion>
        <E_0854>10</E_0854>
        <E_0858>11.46</E_0858>
        <E_1858>11.46</E_1858>
        <E_2858>AMORTIZACIÓN DE LOS BONOS (Apartado 4.9.6 de la Nota de Valores : (Saldo nominal pendiente de los Préstamos No Fallidos sobre saldo inicial de los Préstamos&gt;=10)</E_2858>
      </Trigger1>
      <Trigger2>
        <Denominacion>B</Denominacion>
        <E_0855>0</E_0855>
        <E_0859>-10569621.64</E_0859>
        <E_1859>-10569621.64</E_1859>
        <E_2859>POSPOSICIÓN DE INTERESES (Apartado 3.4.6.4 del Módulo Adicional) : (Saldo de los Bonos A en la fecha de pago anterior - Recursos disponibles una vez pagados los puntos (i) a (iii) del orden de prelación de pagos - 95% del Saldo nominal pendiente de los préstamos no fallidos&gt;0)</E_2859>
      </Trigger2>
      <Trigger2>
        <Denominacion>B</Denominacion>
        <E_0855>0</E_0855>
        <E_0859>50143687.29</E_0859>
        <E_1859>50143687.29</E_1859>
        <E_2859>POSPOSICIÓN DE INTERESES (Apartado 3.4.6.4 del Módulo Adicional) : (Bono A no amortizado&gt;0)</E_2859>
      </Trigger2>
      <Trigger2>
        <Denominacion>C</Denominacion>
        <E_0855>0</E_0855>
        <E_0859>-2946662.78</E_0859>
        <E_1859>-2946662.78</E_1859>
        <E_2859>POSPOSICIÓN DE INTERESES (Apartado 3.4.6.4 del Módulo Adicional) : (Saldo de los Bonos A y B en la fecha de pago anterior - Recursos disponibles una vez pagados los puntos (i) a (iv) del orden de prelación de pagos - 95% del Saldo nominal pendiente de los préstamos no fallidos&gt;0)</E_2859>
      </Trigger2>
      <Trigger2>
        <Denominacion>C</Denominacion>
        <E_0855>0</E_0855>
        <E_0859>57765637.01</E_0859>
        <E_1859>57765637.01</E_1859>
        <E_2859>POSPOSICIÓN DE INTERESES (Apartado 3.4.6.4 del Módulo Adicional) : ( Bonos A y B no amortizados&gt;0,00)</E_2859>
      </Trigger2>
      <TextoLibre>Ratios de morosidad:
Numerador: Impago de más de 90 días de los préstamos no fallidos
Denominador: Saldo vivo vencido y no vencido de los préstamos no fallidos

Ratios de fallidos:
Numerador: Saldo vivo vencido y no vencido de los préstamos fallidos
Denominador: Saldo vivo vencido y no vencido del total de la cartera (incluye recuperaciones)</TextoLibre>
    </Cumplimiento>
    <Comisiones>
      <E_0862>InterMoney Titulización, S.G.F.T., S.A.</E_0862>
      <E_1862>0</E_1862>
      <E_2862>SNPNF_FPA+SNPF_FPA</E_2862>
      <E_3862>0.04</E_3862>
      <E_6862>Trimestral</E_6862>
      <E_7862>S</E_7862>
      <E_0863>BBVA</E_0863>
      <E_1863>0</E_1863>
      <E_2863>SNPNF_FPA</E_2863>
      <E_3863>0.005</E_3863>
      <E_6863>Trimestral</E_6863>
      <E_7863>S</E_7863>
      <E_0866>S</E_0866>
      <E_0867>N</E_0867>
      <E_0868>N</E_0868>
      <E_0870>CAIXA TERRASSA</E_0870>
      <E_0872_J>20161031</E_0872_J>
      <E_0872_K>20161130</E_0872_K>
      <E_0872_L>20161231</E_0872_L>
      <E_0873_J>17230.52</E_0873_J>
      <E_0873_K>12221.64</E_0873_K>
      <E_0873_L>9067.14</E_0873_L>
      <E_0873_M>38519.3</E_0873_M>
      <E_0874_J>-4897.38</E_0874_J>
      <E_0874_K>-51360.67</E_0874_K>
      <E_0874_L>-39932.77</E_0874_L>
      <E_0874_M>-96190.82</E_0874_M>
      <E_0875_J>0</E_0875_J>
      <E_0875_K>0</E_0875_K>
      <E_0875_L>0</E_0875_L>
      <E_0875_M>0</E_0875_M>
      <E_0876_J>0</E_0876_J>
      <E_0876_K>0</E_0876_K>
      <E_0876_L>0</E_0876_L>
      <E_0876_M>0</E_0876_M>
      <E_0877_J>-2753.08</E_0877_J>
      <E_0877_K>-2797.1</E_0877_K>
      <E_0877_L>-6971.67</E_0877_L>
      <E_0877_M>-12521.85</E_0877_M>
      <E_0878_J>9580.06</E_0878_J>
      <E_0878_K>-41936.13</E_0878_K>
      <E_0878_L>-37837.3</E_0878_L>
      <E_0878_M>-70193.37</E_0878_M>
      <E_0879_J>0</E_0879_J>
      <E_0879_K>0</E_0879_K>
      <E_0879_L>0</E_0879_L>
      <E_0879_M>0</E_0879_M>
      <E_0880_J>0</E_0880_J>
      <E_0880_K>0</E_0880_K>
      <E_0880_L>0</E_0880_L>
      <E_0880_M>0</E_0880_M>
      <E_0881_J>-9580.06</E_0881_J>
      <E_0881_K>41936.13</E_0881_K>
      <E_0881_L>37837.3</E_0881_L>
      <E_0881_M>70193.37</E_0881_M>
      <E_0882_J>0</E_0882_J>
      <E_0882_L>0</E_0882_L>
      <E_0882_M>0</E_0882_M>
      <E_0883_J>98856.55</E_0883_J>
      <E_0883_M>98856.55</E_0883_M>
    </Comisiones>
    <NotasExplicativasEInformes>
      <NotaExplicativa>
        <Nombre>S06_12_IM_TERRASSA_MBS_1__201612.pdf</Nombre>
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